We Protect The Insured.

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South Wind Public Adjusters has many years of experience with both commercial and residential property insurance claims. We are your property claim experts!

Carefully review your insurance policy

Carefully review your insurance policy

Insurance policies can be long, detailed, and sometimes difficult to understand. Policies can change from year to year and often require that insurance claims meet specific conditions. Not meeting the conditions can result in your claim being denied or reduced payments for the property loss. A public adjuster makes sure that a claim meets all the requirements of your policy.


Thoroughly document your loss

Thoroughly document your loss

A public adjuster should prepare your claim, including all estimates, inventories, photographs, and other factual information required to prove your loss’s extent. 


Work with the insurance company to agree on the proper amount owed to you

Work with the insurance company to agree on the proper amount owed to you

Our Team of Public Adjusters are professional and proficient. Our goal is to provide whatever documentation the Insurance Adjuster may need to settle your claim.

Need help? Let our experts get in touch with you.

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What is a Public Adjuster?

A public adjuster (PA) represents the policyholder in the preparation, presentation, and settlement of a property insurance claims. A qualified PA has specialized expertise that can simplify and speed up the complicated, time-consuming process of making and settling an insurance claim for property damage. A PA works only for you–not an insurance company, not a roofing company, not a repair company, or a general contractor. A PA is an important protection for your rights as a policyholder. Aside from attorneys and the broker of records, public adjusters licensed by the state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during the insurance claim process.


Why not let a contractor handle my claim?

By law, contractors—including roofing and restoration contractors—may not negotiate your claim with your insurance company. Adjusting—especially public adjusting—requires special training, bonding and a license issued by the State Department of Insurance. Insurance policies are complex, and most contractors are not used to dealing with the issues of depreciation and co-insurance. In addition, contractors will low-bid a project in hopes of securing a job. A situation that will only limit your settlement. In Texas and several other states, it is illegal to negotiate an insurance claim, interpret a policy or give advice on demanding appraisal unless you have a license. This is called “Unauthorized Public Adjusting” (UPPA) and can cause the insured very serious problems.

Why not handle the loss myself?
A policyholder is required, under their policy, to prove a loss to their carrier. Few people have the necessary expertise or experience to meet that burden. A public adjuster has studied insurance policies and has been licensed by each State that they hold a license in to represent policyholders as their claim advocate. They understand concepts related to current replacement costs, property repair, business income loss, and other elements of property loss that are critical to getting a fair and proper settlement.
Nothing is accepted without your consent
We will not accept any binding offer settlement from the Insurance Company without your consent.

Claims Process

Why Hire Us


How South Wind Public Adjusters Can Help









Ice Storm

Claims Process

Our Claims Process Explained

No matter what stage in the claims process you are in, even if you have received your settlement check, it is still not too late. Considering your insurance company has engaged experts to represent their interest, shouldn’t you consider having professional assistance in what is likely the largest single-loss situation you shall ever experience?

You will be pleased to know that SWPA provides professional and efficient service and always places the needs of our clients first.


"South Wind Public Adjuster's communications between their Public Adjusters, Contractors and Homeowners has been amazing. As a Contractor, I have never experienced that before and that is one of the biggest pluses about South Wind because results happen due to that constant communication."

— Sean Becker

"This company successfully represented my Father after his insurance company failed to provide full reimbursement for storm related damage. They are courteous, professional and fair! If you are worried your insurance company hasn't "stood to the post", give South Wind a call!"

— Dennis B.

"I can not thank you enough for Shelby. She was AWESOME! Could not have asked for a more professional adjuster to by my advocate! She is an amazing professional but makes you laugh in a time when you really want to cry. Thank you for all your help. You have made a horrible time in my life so much better and easier to deal with."

— Jeanie S.

Texas Agency License


Oklahoma Agency License


Louisiana Agency License


New Mexico Agency License


Colorado Agency License


Contact Us

FAX: 832-201-7252
[email protected]

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Corporate Office

5820 Grand Lake Circle
Robstown, TX 78380

Office Locations

Currently serving all of Texas, Louisiana, Oklahoma, and New Mexico.