Rainy Season Has Returned

It is rainy season, time to secure our property and batten down the hatches. There are many problems related to rainfall that we have to be aware of because they can potentially cause damage to our homes. It’s important to know what can happen so we can prevent any unnecessary damage that can lead to costly repairs and time-consuming insurance claims. Fortunately SouthWindPA is here to help. We can give you the information you need to be prepared for the worst this rainy season but if all precaution fails, we can help rescue you and your property.

The most common problem associated with heavy rainfall is flooding. Flooding can gradually happen over time or it can be a flash flood which is a flood that occurs in just a few hours. It’s very important to be prepared for this because anywhere it rains, it can flood. Preparedness includes having an emergency kit with money, batteries, radios, and other items typically needed in emergencies. Always have non-perishable foods in the cabinet and keep some extra water bottles laying around. The best way to combat the damages of a flood is with flood insurance which you should check your insurance policy for. If you don’t have it, you may want to consider it. This will help regain any lost or damaged property as a result of flooding.

Another hazard to consider is wind-driven rain. This is rain that builds up around small cracks and openings around your home and is pushed through by the wind. This can result in many problems such as soaked personal possessions, spreading bacteria, rotting wood, and even developing mold and mildew. These problems can result in costly repairs. The interesting thing about wind-driven rain is it is not covered by flood insurance and this is where the policy holder gets swindled. Rain would not have entered your home if the wind wasn’t part of the equation and so the damage is covered by windstorm insurance. It is important to check your homeowner’s insurance policies for these things so you can be prepared.

If you or your property suffers any losses or damages, contact us. We are public adjusters that work for you, not for the insurance companies. We will make sure you receive as much compensation as possible. To help with the process, be sure to take pictures of any losses or damages as documentation is important. You can give us a call at 1-866-979-4631